Guaranteed Acceptance Critical Illness Cover

This unique plan pays you a tax-free cash lump sum if you are diagnosed with any of the 7 specified critical illnesses even if you are able to continue working.

The conditions covered are (as defined in the policy wording): cancer, heart attack, stroke, kidney failure, multiple sclerosis, major organ transplant and coronary artery bypass surgery. These conditions have been specially selected as they are responsible for 90% of critical illness claims in the UK (criticalillnesscover.biz Dec06).

How does it work?

Up to Ł30,000.00 lump sum payout
Covered conditions include Cancer, Heart and Stroke*
Guaranteed Acceptance (UK resident, aged 18-60)
Up to 100% premium rebate if you reach age 70 and no claim has been made'
Monthly cover until the age of 70
No medical details required
Pays out even if you can continue working

* as defined in the policy wording

' premiums are refunded net of policy fee. Rebate is calculated pro-rata based on length of time policy has been held.

How much does it cost?

Premiums starting from as little as 11p per day are based on age, gender and the lump sum assured. For your personal quotation click here.

Frequently Asked Questions

How does it work exactly?

The policy covers you for your chosen cash lump sum if you are diagnosed with one of the 7 specified illnesses. You must survive 28 days from diagnosis and then the policy is designed to pay out immediately after that.

What are the requirements?

You must be a UK resident aged 18-60. You are covered to a maximum age of 70.

What happens when I turn 70?

The policy expires when you reach the age of 70. If no claim has been made you will be entitled to a rebate of up to 100% of premiums paid depending on the length of time the policy has been held. Premiums are refunded net of the policy fee.

What amount of cover may I have?

You are able to choose cover in multiples of Ł5,000.00 up to a maximum of Ł30,000.00

What does Guaranteed Acceptance mean?

It means that as long as you are a UK resident aged from 18 to 60 you will be accepted for the cover by the insurer with no need to answer any medical questions.

What is not covered?

The policy will not cover a pre-existing condition. It will also not cover a condition which is diagnosed as the result of a pre-existing condition, deliberate injury, drug or alcohol abuse and not seeking or following medical advice.

What’s the next step?

Choose level of cover

Lump Sum
Gender
Age
Monthly Premium

Call Freephone 0800 072 4990 to set up cover today!